Privacy Policy

Privacy Policy

Effective Date: 18 January 2025
Last Updated: 2 May 2025

Welcome to SIFA (Savings, Investment & Forensic Analysis). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and your rights.

Key Highlights

  • We never sell your data.
  • You can access, edit, or request deletion of your data at any time.
  • We comply with GDPR, UK GDPR, CCPA, and Australian privacy laws.
  • Data is stored securely and reports are only accessible online via your secure login.

Who We Are

SIFA is a trading style of inPontem Ltd.

Regulatory status:

  • Investment advice and insurance brokerage services are offered via Financial Services Network Ltd, regulated by the Mauritius Financial Services Commission (Licence No. C116016070).
  • For European clients, insurance brokerage services are provided via NFS Insurance Advisors, Agents and Sub Agents Ltd (ICCS Licence No. 5689) and are introduced to NFS Network Financial Services Ltd, regulated by CySEC (MiFID Licence No. 328/17).

What We Collect

We collect information that helps us generate your personalised financial reports, optimise your experience, and improve our services.

1. Account & Profile Data

  • Your name, email, and location
  • Account login details

2. Financial Planning Data

  • Details you enter in our forms (e.g. current portfolio value, retirement age, investment history)
  • This data is used exclusively to generate your custom SIFA reports

3. Usage Data

  • IP address, browser type, and device details
  • Pages visited and interactions on our site
  • Collected via cookies and analytics tools (e.g. Google Analytics)

How We Use Your Data

We use your data to:

  • Generate interactive, personalised investment and retirement reports
  • Improve our platform functionality, user experience, and security
  • Comply with legal obligations

We never sell or rent your personal data.

We may use trusted third-party services to support our platform (e.g. hosting, analytics, user experience tools). These services are subject to contractual privacy and security obligations.

Your Choices & Rights

You have the right to:

  • Access the personal data we hold about you
  • Correct or update inaccurate information
  • Request deletion of your data
  • Object to processing in certain situations
  • Lodge complaints with your local data protection authority (GDPR/UK GDPR)

To exercise these rights, contact us at privacy@startwithsifa.com.

Cookies

We use cookies to:

  • Track login sessions and improve security
  • Remember your form progress and preferences
  • Analyse site usage through services like Google Analytics

You can manage your cookie preferences in your browser settings.

Types of cookies we use:

Type Purpose
Strictly necessary Required for login and form functionality
Performance Helps us understand usage trends
Functional Remembers your settings and preferences
Targeting / Analytics Tracks effectiveness of advertising (non-personally identifiable)

Some embedded content (e.g. charts, videos) may also set cookies via third-party providers.

Data Storage & Security

  • Your data is stored on secure servers with encrypted access.
  • We use custom logic to generate your reports within your account.
  • Reports are stored in a secure area of your account and are not downloadable or emailed.
  • Only you (and authorised administrators) can view or edit your reports.

We continually update our security practices to safeguard your information.

Comments, Forms & Media Uploads

If you leave a comment or submit a form, we collect the submitted data, IP address, and browser information to help prevent spam. If you upload media files, avoid including location data (EXIF GPS).

Third-Party Links

Our site may include links to external websites. We are not responsible for their privacy practices.

Legal Basis for Processing (GDPR/UK GDPR)

We process data based on:

  • Consent — e.g. accepting cookies or submitting forms
  • Contractual necessity — e.g. delivering your SIFA reports
  • Legal obligations — e.g. regulatory compliance
  • Legitimate interests — e.g. improving our services

Children’s Privacy

SIFA is not intended for individuals under 18. We do not knowingly collect data from minors. If you believe we have collected such data, contact us to request removal.

International Transfers

Your data may be stored or processed in locations outside your country, including the EU, UK, Mauritius, and Australia. We ensure adequate safeguards are in place.

Disclaimers & Risk Warnings

This website is for informational purposes only. It is not an offer to buy or sell securities, nor is it financial advice. Investment involves risk. Values may rise or fall, and you may lose capital.

Updates

We may update this policy from time to time. Material changes will be posted on this page with a revised date. Continued use of our service implies acceptance of the changes.

Contact Us

Questions about this policy? Contact us at:
privacy@startwithsifa.com

SIFA (inPontem Ltd)
https://startwithsifa.com